Location
Menlo Park, CA
Industry
Residential
Scope of Work
GMCC Universe Program Loan for a Foreign National Couple
Timeline
21 months
Year
2026
A newly arrived couple from overseas dreamed of owning a home in San Jose, but with no U.S. credit history and no domestic employment record, every conventional lender turned them away. Through the GMCC Universe program, James and his team qualified them as foreign nationals and closed on their first California home.
Our Strategy
Universe is built for buyers who are financially strong, we documented borrower's assets and credit history to build a complete borrower profile.
Approach
With in-house underwriting, docs and funding, GMCC reviewed borrower's documentation directly. The start-up founder received a clear condition list up front and a smooth path to approval.
Before
No current Income, No W-2 Income and multiple rejections. He was concerned about the 1031 exchange progress.
After
Approved and closed under Universe within only 21 days — keys to a Menlo Park Investment home.
